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Current Rates

SHARE DIVIDEND RATES
         
Share/Share Draft                                                 .50%

LOANS

Effective 07/23/2010 ~ Subject to change without notice. Presented as Annual Percentage Rate (APR).

 


New Vehicles-W.A.C.

Up to 60 months

4.05%

Up to 72 months ($30,000+ loan)

4.30%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from stated rate if vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the full term of the loan.

Deduct .25% from the stated rate when member requests a lower term than the lowest stated term.


Used Vehicles--W.A.C.

Purchase only NADA LOAN VALUE

2009, 2008, 2007 - 60 months

5.00%

2009, 2008, 2007 - 48 months

4.75%

2009, 2008, 2007 - 36 months

4.55%

2006, 2005 - 48 months

5.80%

2006, 2005 - 42 months

            5.55%

2004, 2003 - 36 months

6.80%

 

2004, 2003 - 24 months

                 6.55%

Older than 2003 - 24-36 months

starting@7.55%

Deduct .50% from stated rate if vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the full term of the loan.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

6.80%


CERTIFICATES

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

.90%

.90%

12 Month Certificates

.95%

.95%

24 Month Certificates

1.75%

1.75%

30 Month Certificates

2.35%

2.35%

60 Month Certificates

2.95%

2.95%

 

LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES EFFECTIVE 07/23/2010
SUBJECT TO CHANGE WITHOUT NOTICE

*

Annual Percentage Rate

**

Annual Percentage Yield