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Current Rates

SHARE DIVIDEND RATES
         
Share/Share Draft
                                                1.25%

LOANS

Effective 1/1/2008 ~ Subject to change without notice. Presented as Annual Percentage Rate (APR).

New Vehicles
Up to 36 months (10% down)**

6.75%*

Up to 48 months (10% down)**

7.25%*

Up to 60 months (10% down)**

7.49%*

Up to 72 months ($30,000+ loan) (10% down)**

7.99%*

** Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L


Used Vehicles

Purchase only NADA LOAN VALUE

2008, 2007 - 60 months

7.80%

2006 - 48 months

8.25%

2005, 2004 - 42 months

8.50%

2003, 2002 - 36 months

9.25%

2001 - 36 months

            9.75%

*Deduct .50% from stated rate if vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the full term of the loan.

Personal Loan- up to $2,000.00 maximum with approved credit

16.0%


CERTIFICATES

Minimum $10,000 Dividend Rate*

APY**

6 Month Certificates 3.10%

3.14%

12 Month Certificates 3.10%

3.14%

24 Month Certificates 3.30%

3.34%

30 Month Certificates 3.30%

3.34%

60 Month Certificates 3.30%

3.34%

 

LOAN RATES MAY BE LOWER WITH APPROVED CREDIT.
RATES EFFECTIVE 1/1/2008
SUBJECT TO CHANGE WITHOUT NOTICE

*

Annual Percentage Rate

**

Annual Percentage Yield