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To check the resale value of
your vehicle, click the NADA icon...
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Current
Rates
SHARE DIVIDEND RATES
Share/Share Draft
.50%
LOANS
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Effective 07/23/2010 ~ Subject
to change without notice. Presented as Annual Percentage Rate (APR).
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New
Vehicles-W.A.C.
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Up to 60 months
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4.05%
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Up to 72 months ($30,000+ loan)
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4.30%
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Deduct .25% from the stated rate
with a 20% or greater down payment of the purchase price plus TT&L
Deduct .50% from stated rate if vehicle
loan is repaid by payroll deduction or automatic payment from a CCTFCU
checking account for the full term of the loan.
Deduct .25% from the stated rate when
member requests a lower term than the lowest stated term.
Used Vehicles--W.A.C.
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Purchase only NADA LOAN VALUE
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2009, 2008, 2007 - 60 months
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5.00%
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2009, 2008, 2007 - 48 months
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4.75%
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2009, 2008, 2007 - 36 months
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4.55%
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2006, 2005 - 48 months
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5.80%
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2006, 2005 - 42 months
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5.55%
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2004, 2003 - 36 months
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6.80%
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2004, 2003 - 24 months
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6.55%
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Older than 2003 - 24-36 months
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starting@7.55%
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Deduct .50% from stated rate if vehicle
loan is repaid by payroll deduction or automatic payment from a CCTFCU
checking account for the full term of the loan.
Deduct .25% from the stated rate with a
20% or greater down payment of the purchase price plus TT&L
Deduct .25% from the stated rate when
member requests a lower term than the lowest stated term.
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Personal Loan- up
to $5,000.00 maximum with approved credit
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6.80%
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CERTIFICATES
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Minimum $10,000
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Dividend Rate*
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APY**
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6 Month Certificates
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.90%
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.90%
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12 Month Certificates
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.95%
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.95%
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24 Month Certificates
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1.75%
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1.75%
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30 Month Certificates
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2.35%
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2.35%
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60 Month Certificates
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2.95%
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2.95%
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LOAN RATES MAY BE HIGHER
DUE TO CREDIT RATING.
RATES EFFECTIVE 07/23/2010
SUBJECT TO CHANGE WITHOUT NOTICE
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*
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Annual Percentage Rate
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**
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Annual Percentage Yield
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