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To check the resale value of
your vehicle, click the NADA icon...
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Current Rates
SHARE DIVIDEND RATES
Share(savings)/Share Draft .25%/.00%
IRA RATES .95%
LOANS
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Effective 1-13-12 ~ Subject to
change without notice. Presented as Annual Percentage Rate (APR).
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New
Vehicles-W.A.C.- 2013, 2011
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Up to 60 months
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3.85%
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Up to 72 months ($30,000+ loan)
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4.10%
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Deduct .25% from the stated rate
with a 20% or greater down payment of the purchase price plus TT&L
Deduct .50% from stated rate if vehicle
loan is repaid by payroll deduction or automatic payment from a CCTFCU
checking account for the full term of the loan.
Deduct .25% from the stated rate when
member requests a lower term than the lowest stated term.
Used Vehicles--W.A.C.
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Purchase only NADA LOAN VALUE
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2012, 2011, 2010, 2009 - 60
months
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4.10%
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2008, 2007, 2006 - 60 months
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4.35%
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2005, 2004 - 48 months
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4.60%
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2003 & OLDER- 48 months
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4.85%
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Deduct .50% from stated rate if vehicle
loan is repaid by payroll deduction or automatic payment from a CCTFCU
checking account for the full term of the loan.
Deduct .25% from the stated rate with a
20% or greater down payment of the purchase price plus TT&L
Deduct .25% from the stated rate when
member requests a lower term than the lowest stated term.
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Personal Loan- up
to $5,000.00 maximum with approved credit
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6.10%
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CERTIFICATES AND IRA CERTFICATES
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Minimum $10,000
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Dividend Rate*
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APY**
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6 Month Certificates
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.49%
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.49%
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12 Month Certificates
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.75%
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.75%
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24 Month Certificates
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1.00%
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1.00%
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30 Month Certificates
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1.40%
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1.41%
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60 Month Certificates
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1.90%
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1.91%
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LOAN
RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES EFFECTIVE 01-13-2012
SUBJECT TO CHANGE WITHOUT NOTICE
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*
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Annual Percentage Rate
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**
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Annual Percentage Yield
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