|
|
|
|
| To check the resale value of your vehicle, click the NADA icon... |
|
Current Rates
SHARE DIVIDEND
RATES
Share/Share Draft
1.25%
LOANS
|
Effective 1/1/2008 ~ Subject to change without notice. Presented as Annual Percentage Rate (APR). |
|
New Vehicles |
|
Up to 36 months (10% down)** |
6.75%*
|
|
Up to 48 months (10% down)** |
7.25%*
|
|
Up to 60 months (10% down)** |
7.49%*
|
|
Up to 72 months ($30,000+ loan)
(10% down)** |
7.99%*
|
|
** Deduct .25% from the
stated rate with a 20% or greater down
payment of the purchase price plus TT&L
Used Vehicles |
|
Purchase only
NADA LOAN VALUE |
|
|
2008, 2007 - 60 months |
7.80%
|
|
2006 - 48 months |
8.25%
|
|
2005, 2004 - 42 months |
8.50%
|
|
2003, 2002 - 36 months |
9.25%
|
|
2001 - 36 months |
9.75% |
|
*Deduct .50% from stated rate if vehicle loan is
repaid by payroll deduction or automatic payment
from a CCTFCU checking account for the full term of
the loan. |
|
Personal Loan-
up to $2,000.00 maximum with approved credit |
16.0%
|
CERTIFICATES
| Minimum $10,000 |
Dividend Rate* |
APY**
|
| 6 Month Certificates |
3.10% |
3.14%
|
| 12 Month Certificates |
3.10% |
3.14%
|
| 24 Month Certificates |
3.30% |
3.34%
|
| 30 Month Certificates |
3.30% |
3.34%
|
| 60 Month Certificates |
3.30% |
3.34%
|
LOAN RATES MAY BE LOWER WITH APPROVED CREDIT.
RATES EFFECTIVE 1/1/2008
SUBJECT TO CHANGE WITHOUT NOTICE
|
*
|
Annual Percentage Rate |
|
**
|
Annual Percentage Yield |
|