Current Rates

New Vehicles-W.A.C.- 2024-2022   

Up to 84 months ($35,000+ loan)

5.65%

Up to 72 months

5.40%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Used Vehicles--WAC.

Purchase only NADA LOAN VALUE

2023--2020  - 72 months

5.90%

2019—2018  - 60 months

6.15%

2017--2016  - 48 months

6.40%

2015—2014  - 36 months                                    

6.65%

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

5.90%

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

2.00%

2.02%

12 Month Certificates

2.30%

2.32%

24 Month Certificates

3.00%

3.03%

30 Month Certificates

1.85%

1.86%

60 Month Certificates

1.90%

1.91%