SHARE DIVIDEND RATES
          Share(savings)/Share Draft                                    .25%/.00%

IRA RATES                                                                                    .95%

 

LOANS

Effective 04.20.22~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).

New Vehicles-W.A.C.- 2022-2020   

 

Up to 84 months ($35,000+ loan)

2.80%

Up to 72 months

2.55%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.


Used Vehicles--W.A.C.

Purchase only NADA LOAN VALUE

2021--2019  - 72 months

3.30%

2018—2017  - 60 months

3.55%

2016--2015  - 48 months

3.80%

2014—2013  - 36 months                                    

4.05%

 

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

5.30%



CERTIFICATES

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

.30%

.30%

12 Month Certificates

.45%

.45%

24 Month Certificates

.60%

.60%

30 Month Certificates

.70%

.70%

60 Month Certificates

.95%

.95%

LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 06.02.2021
SUBJECT TO CHANGE WITHOUT NOTICE

  * Annual Percentage Rate
** Annual Percentage Yield