SHARE DIVIDEND RATES
Share(savings)/Share Draft .25%/.00%
IRA RATES .65%
LOANS
Effective 02.23.2024~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).
New Vehicles-W.A.C.- 2024-2023
Up to 84 months ($35,000+ loan)
7.95%
Up to 72 months
7.70%
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Used Vehicles--WAC.
Purchase only NADA LOAN VALUE
2023--2021 - 72 months
8.20%
2020—2019 - 60 months
8.45%
2018--2017 - 48 months
8.70%
2016—2015 - 36 months
8.95%
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Personal Loan- up to $5,000.00 maximum with approved credit
6.20%
CERTIFICATES
Minimum $10,000
Dividend Rate*
APY**
6 Month Certificates
3.95%
4.01%
12 Month Certificates
2.30%
2.32%
24 Month Certificates
3.00%
3.03%
30 Month Certificates
1.85%
1.86%
60 Month Certificates
1.90%
1.91%
LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 01.16.2024
SUBJECT TO CHANGE WITHOUT NOTICE
* Annual Percentage Rate
** Annual Percentage Yield
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