SHARE DIVIDEND RATES
          Share(savings)/Share Draft                                    .25%/.00%

IRA RATES                                                                                    .65%

 

LOANS

Effective 01.26.23~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).

New Vehicles-W.A.C.- 2023-2022   

 

Up to 84 months ($35,000+ loan)

4.01%

Up to 72 months

3.76%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.


Used Vehicles--WAC.

Purchase only NADA LOAN VALUE

2023--2020  - 72 months

4.26%

2019—2018  - 60 months

4.51%

2017--2016  - 48 months

4.76%

2015—2014  - 36 months                                    

5.01%


Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

5.51%



CERTIFICATES

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

1.50%

1.51%

12 Month Certificates

2.10%

2.12%

24 Month Certificates

2.30%

2.32%

30 Month Certificates

2.40%

2.42%

60 Month Certificates

2.80%

2.83%

LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 01.23.2023
SUBJECT TO CHANGE WITHOUT NOTICE

  * Annual Percentage Rate
** Annual Percentage Yield