Current Rates

New Vehicles-W.A.C.- 2023-2022   

Up to 84 months ($35,000+ loan)

8.20%

Up to 72 months

7.95%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Used Vehicles--WAC.

Purchase only NADA LOAN VALUE

2023--2020  - 72 months

8.45%

2019—2018  - 60 months

8.70%

2017--2016  - 48 months

8.95%

2015—2014  - 36 months                                    

9.20%

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

6.70%

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

1.50%

1.51%

12 Month Certificates

2.10%

2.12%

24 Month Certificates

2.30%

2.32%

30 Month Certificates

2.40%

2.42%

60 Month Certificates

2.80%

2.83%