SHARE DIVIDEND RATES
Share(savings)/Share Draft .25%/.00%
IRA RATES .95%
LOANS
Effective 04.20.22~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).
New Vehicles-W.A.C.- 2022-2020
Up to 84 months ($35,000+ loan)
2.80%
Up to 72 months
2.55%
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Used Vehicles--W.A.C.
Purchase only NADA LOAN VALUE
2021--2019 - 72 months
3.30%
2018—2017 - 60 months
3.55%
2016--2015 - 48 months
3.80%
2014—2013 - 36 months
4.05%
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Personal Loan- up to $5,000.00 maximum with approved credit
5.30%
CERTIFICATES
Minimum $10,000
Dividend Rate*
APY**
6 Month Certificates
.30%
.30%
12 Month Certificates
.45%
.45%
24 Month Certificates
.60%
.60%
30 Month Certificates
.70%
.70%
60 Month Certificates
.95%
.95%
LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 06.02.2021
SUBJECT TO CHANGE WITHOUT NOTICE
* Annual Percentage Rate
** Annual Percentage Yield
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