SHARE DIVIDEND RATES
          Share(savings)/Share Draft                                    .25%/.00%

IRA RATES                                                                                    .65%

 

LOANS

Effective 02.23.2024~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).

New Vehicles-W.A.C.- 2024-2023   

 

Up to 84 months ($35,000+ loan)

7.95%

Up to 72 months

7.70%

 Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.


Used Vehicles--WAC.

Purchase only NADA LOAN VALUE

2023--2021  - 72 months

8.20%

2020—2019  - 60 months

8.45%

2018--2017  - 48 months

8.70%

2016—2015  - 36 months                                    

8.95%


Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.

Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L

Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.

Personal Loan- up to $5,000.00 maximum with approved credit

6.20%



CERTIFICATES

Minimum $10,000

Dividend Rate*

APY**

6 Month Certificates

3.95%

4.01%

12 Month Certificates

2.30%

2.32%

24 Month Certificates

3.00%

3.03%

30 Month Certificates

1.85%

1.86%

60 Month Certificates

1.90%

1.91%

LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 01.16.2024
SUBJECT TO CHANGE WITHOUT NOTICE

  * Annual Percentage Rate
** Annual Percentage Yield