SHARE DIVIDEND RATES
Share(savings)/Share Draft .25%/.00%
IRA RATES .65%
LOANS
Effective 01.26.23~ Subject to change without notice. They are presented as Annual Percentage Rate (APR).
New Vehicles-W.A.C.- 2023-2022
Up to 84 months ($35,000+ loan)
4.01%
Up to 72 months
3.76%
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Used Vehicles--WAC.
Purchase only NADA LOAN VALUE
2023--2020 - 72 months
4.26%
2019—2018 - 60 months
4.51%
2017--2016 - 48 months
4.76%
2015—2014 - 36 months
5.01%
Deduct .50% from the stated rate if the vehicle loan is repaid by payroll deduction or automatic payment from a CCTFCU checking account for the loan's full term.
Deduct .25% from the stated rate with a 20% or greater down payment of the purchase price plus TT&L
Deduct .25% from the stated rate when a member requests a lower term than the lowest stated term.
Personal Loan- up to $5,000.00 maximum with approved credit
5.51%
CERTIFICATES
Minimum $10,000
Dividend Rate*
APY**
6 Month Certificates
1.50%
1.51%
12 Month Certificates
2.10%
2.12%
24 Month Certificates
2.30%
2.32%
30 Month Certificates
2.40%
2.42%
60 Month Certificates
2.80%
2.83%
LOAN RATES MAY BE HIGHER DUE TO CREDIT RATING.
RATES 01.23.2023
SUBJECT TO CHANGE WITHOUT NOTICE
* Annual Percentage Rate
** Annual Percentage Yield
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