Get A Loan–For Whatever You Need

Cherokee County Teachers Federal Credit Union offers our members unsecured personal loans to do whatever they need. Consolidate credit card debt, pay off medical bills, or buy a new UTV or ATV–all with the low interest rates our members enjoy.

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Consumer Loans At CCTFCU

Consumer loans are great for large purchases, like equipment, ATVs, UTVs, and other big ticket items. The loan is secured against the collateral of the purchase, much like an auto loan, which can secure a lower interest rate.

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ATV Loans

While some retailers offer ATV financing through a lender, these are often subprime loans that have high interest rates. Members of CCTFCU can enjoy our low interest rates when purchasing an ATV.

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UTV Loans

Just like with ATVs, a lot of retailers offer UTV financing but these loans often have a lot of stipulations and a higher interest rate than you would get at CCTFCU. If you’re looking to buy a UTV, apply today.

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Tractor & Equipment Loans

Whether for a tractor or other heavy equipment or machinery, you’ll need a good, low-interest loan to help with your purchase. Tractor and equipment loans from CCTFCU are a great option for members.

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About Personal Loans At CCTFCU

A personal loan provides you with a lump sum of cash, but unlike an auto loan, you don’t require any collateral. This makes the consumer loans at CCTFCU an “unsecured” loan. Generally, interest rates for unsecured loans are a little higher than for a mortgage or auto loan, and that’s because banks take on more risk with an unsecured loan.

At CCTFCU, you can expect lower interest rates than at a for-profit financial institution, and our unsecured loans are great for people who need to pay off or consolidate debt or buy a big ticket item outright.

Traditional Personal Loans

With an unsecured personal loan from CCTFCU, you’ll receive a lump sum of cash that you’ll be able to use to consolidate debt, pay medical bills, or use for educational expenses. These loans are a great way to get those credit cards paid off at a lower interest rate.

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Seasonal Loans

CCTFCU’s seasonal loans are an unsecured loan for people who already have an unsecured loan on file with us. You’ll have 12 months to pay back a seasonal loan. These are great if you have an emergency and need money quickly.

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Share-Secured Loans

Good news! Your deposits at Cherokee County Teachers Federal Credit may entitle you to lower interest rates with a share-secured loan. We use your shares at CCTFCU as collateral to provide you with a lower interest rate.

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